The recent movements in the mortgage market have left many homebuyers and investors wondering if rates have finally peaked. While experts differ on the exact trajectory, there are indicators suggesting that we could be nearing a bottom. Inflation data indicate a potential pause in the pace of increases. Additionally, market conditions have show

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The global financial landscape remains dynamic, prompting intense discussion about strategies to mitigate future crises. Stricter lending practices, characterized by more rigorous scrutiny of borrowers and strict loan conditions, have been put forward as a potential solution. Proponents argue that such measures can control excessive risk-taking